The absolute best way to know what's on your credit report and protect yourself from identity theft is to sign up for our credit monitoring service. $1MM Identity Theft Insurance is included at all levels of membership.
Your credit score directly affects your likelihood of securing approval for a new loan or credit application. The lower your score, the less likely you are to find a willing lender.
If you’re applying for an apartment lease, the landlord is likely to run your credit unless local laws explicitly forbid the practice. Don't be denied because of a poor credit history.
When you sign up for utilities, like electricity or natural gas, you’re usually required to submit to a credit check.
If you’re found to be a high-risk customer, you’ll probably be required to provide a deposit. For those with bad credit, these can be as high as $1,000.
According to the National Association of Insurance Commissioners, 95% of auto insurers and 85% of homeowners insurers factor credit into their policy decisions in states that don’t explicitly forbid this practice. Don't pay more if you don't have to.
There are only a few states (Connecticut and Illinois) where it is illegal for companies to check your credit during the hiring process. You earned the job, don't put yourself at risk of not being hired because of your credit.
Even if your credit is good enough to get a loan or credit card, without a solid credit history you may be subject to higher interest rates, a larger down payment and even a shorter loan term. This all cost you money in the end.
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We know that untangling your credit can be both stressful and confusing. Send us a message today, and we can get you started on a path to financial confidence. Sign up for free credit audit.
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